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Why choose Direct Business Insurance?

Each bespoke insurance package has been developed by industry experts over the last 12 years in partnership with Britain’s leading underwriters. We continually adapt and upgrade our policies to specifically help you meet the challenges that every small and medium sized business face.

Our multilingual insurance specialists are always on-hand to listen to you and discuss your needs in terms that you will understand.

With over 25,000 current policyholders, you can trust Direct Business Insurance to protect your business.

Request Quote or Call Back Best Exchange Rates

Unbeatable price

We guarantee to beat any competitor’s price by at least 15% on a ‘like for like’ basis.

Unbeatable cover

Our competitors simply don’t offer what we include in our standard package.

Included: Equipment Breakdown, Business Interruption from Breakdown, Employee Theft and Personal Accident.


Expertly tailored insurance protection for your business

Hotels

Restaurants

Essential, best-priced cover to match the needs of each, individual Restauranteur

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Cafés & Sandwich Shops

Cafés & Sandwich Shops

Bespoke, flexible, low-cost packages specifically designed to cover Cafés & Sandwich Shops

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Takeaways

Takeaways

Fully comprehensive cover for Takeaways, whatever your cuisine or method of cooking

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Cafés

Hotels & Guest Houses

Wide-ranging cover, specifically designed for Hotels & Guest Houses at a market leading price

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Cafés

Hair & Beauty Salons

Our range of accepted ‘treatments’ for Hairdressers, Beauty Salons & Nail Bars is the widest in the market

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Shops

Shops

From butchers to bakers, our Shop package is designed to meet your individual needs

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Pubs & Bars

Pubs & Bars

Comprehensive, flexible cover for Pubs & Bars and the Licensed trade at an unbeatable price

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Fish & Chip Shops

Fish & Chip Shops

Essential, best-priced protection for the unique risks associated with operating Fish & Chip shops

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Essential core cover included in your insurance package

Every benefit as standard – all inclusive cover at an all inclusive price

  • Protection for Business Contents & Stock
  • Public & Products Liability
  • Employers’ Liability
  • Business Interruption
  • Unlimited Glass Cover
  • Deterioration of Chilled or Frozen Stock
  • Loss of Licence
  • Personal Accident
  • Employee Theft
  • Goods in Transit
  • Money Cover

Our policy can also be extended to include:

The following benefits are automatically included in this package:

  • Legal Expenses facility
  • Cardinus Health & Safety Partnership
  • Crisis Recovery Helpline
  • Claims Recovery Assistance
  • Claims Assessing Service
  • Unparalleled Claims Service 24/7

View an example of our business insurance wording and learn more about the cover we offer


Business Toolkit

Direct Business Insurance is committed to helping policyholders identify and reduce exposures that could result in injuries or damage to stock, equipment and other insured property. Your Business Toolkit provides you with an invaluable resource, ranging from indispensable Health & Safety Downloads and articles to key Security and Legal information.

Your Business Toolkit Best Exchange Rates

Policyholder's point of view

Mariglen Cuashaj – Proprietor
Bartek Express (Delicatessen)
London

Wahid Hamid – Proprietor
Ganges (Brasserie)
Hove

LV

LV= (Liverpool Victoria), the UK’s most recommended insurer, are one of the insurers on our panel. All panel members are approved by RiskAlliance and the Financial Conduct Authority.

BIBA