Specialized Insurance Solutions for Cafés
Premiums start from just£300+ iptRunning a café is about creating a welcoming space where coffee, conversation, and community meet. Your café is not just a place for refreshments but a neighborhood staple that brings people together. However, the very things that make cafés special—constant foot traffic, food and beverage service, and community events—also expose them to specific risks.
The Importance of Adequate Café Insurance
Proper insurance for a café goes beyond basic coverage; it's about ensuring that all aspects from employees and customers to the very premises are safeguarded against the unexpected. Whether it's property damage from a kitchen fire, a customer injury on-site, or the theft of your equipment, having robust coverage can make all the difference.
Coverage That Serves Your Needs
We provide insurance solutions tailored specifically for cafés, including:
A robust policy of cover for your business
All Risks' cover against loss or damage to your contents (e.g. furniture and computers) and stock up to the amount specified by you
Covers you up to a limit of £5m if a member of the public is injured on your premises
Covers your business for loss of profit if you are unable to trade following an insured event
Covers your business for loss of profit if you are unable to trade following an insured event
Covers you if freezers &/or refrigerator equipment causes damage to perishable stock
Covers an Eligible person if they sustain bodily injury whilst on the Premises or undertaking business
Covers you for direct financial loss as a result of employee theft
Cover for damage or loss to your stock whilst in transit in your vehicles
Covers theft of cash at your premises, in & out of business hours and in transit
Keeping Your Café Secure
Our goal is to let you focus on brewing the perfect cup and serving your community without worry. With the right insurance policy, your café can thrive even in the face of challenges.
Start a Conversation With Us
Connect with Direct Business Insurance Services to discover how we can help craft the perfect insurance blend for your café. Protect your space, your employees, and your patrons with a policy designed just for you.